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May 2020 Archives

Distracted driving affects other drivers and your bank account

Distracted driving behaviors can be either visual, auditory, manual (movement), cognitive (thinking), or a mixture of any four combined. Most drivers know that texting or talking on the phone while behind the wheel is considered distracted driving, but eating, applying makeup and other minor activities can cause distractions too. All these actions divert our attention, but how can they affect your insurance rates?

How prevalent is drowsy driving?

It can be hard to tell how prevalent fatigued or drowsy driving actually is. After all, a car crash tends to wake you up. Many people who have fallen asleep behind the wheel will be wide awake when it comes time to explain. That can cause law enforcement to underestimate the effect fatigue may have had on the accident.

Which car safety devices are the most effective?

These days, many new vehicles are equipped with advanced safety features -- at least at the high end of the market. For many people, having a car or truck with all the latest safety features may be out of reach. Luckily, the ones that are saving the most lives are probably already installed on your vehicle.

Spring is the season for motorcycle accidents

Did you know that motorcyclists are much more vulnerable in accidents than occupants of passenger vehicles? According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists are approximately 28 times as likely to be killed in a motor vehicle crash than are passenger car occupants.

What can be done to reduce car crashes among teen drivers?

Teen drivers are both youthful and inexperienced. Immaturity, impulsivity and other factors make it harder for teens to drive safely. Moreover, lack of experience in driving can increase the overall chances of a collision. This may be why motor vehicle crashes are the No. 1 cause of death among teenagers.

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