You have probably heard of telematics, even if you are not familiar with the name. It is also known as usage-based insurance or pay-as-you-drive insurance. The idea is for your auto insurance company to set your premium rates based on your actual driving behavior. If you have good driving habits, you pay less for your insurance, and vice versa.
Even as advances in safety features have brought the overall rate of traffic fatalities down, the number of pedestrians being killed on U.S. roads has risen over the last decade. Part of that could be the fact that SUVs have grown in popularity.
Recently, the Insurance Institute for Highway Safety (IIHS) calculated driver death rates in 2017 model vehicles. The independent, nonprofit safety group found substantial evidence that smaller cars fare worse in crashes.
If you have been hit by a marijuana-impaired driver, you have been personally affected by a powerful trend. Now that the majority of states have legalized marijuana for some purposes, you might expect that the rate of impaired driving would be higher. You would be right to be concerned.
Recently, the National Highway Traffic Safety Administration (NHTSA) requested public comments on proposed regulatory changes to the occupant protection rules for self-driving vehicles. Anyone can comment on the rule, and the Insurance Institute for Highway Safety (IIHS) and Highway Loss Data Institute recently submitted theirs based on years of research.
Not necessarily, according to a recent study. Their ability to out-perform humans in terms of safety will depend not only on the accuracy and reliability of their sensors but also on how they weigh the importance of safety.
It can be hard to tell how prevalent fatigued or drowsy driving actually is. After all, a car crash tends to wake you up. Many people who have fallen asleep behind the wheel will be wide awake when it comes time to explain. That can cause law enforcement to underestimate the effect fatigue may have had on the accident.
These days, many new vehicles are equipped with advanced safety features -- at least at the high end of the market. For many people, having a car or truck with all the latest safety features may be out of reach. Luckily, the ones that are saving the most lives are probably already installed on your vehicle.
We've all heard the jokes. It has been a long time since their first driving test. They can't see over the steering wheel.
Did you know that motorcyclists are much more vulnerable in accidents than occupants of passenger vehicles? According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists are approximately 28 times as likely to be killed in a motor vehicle crash than are passenger car occupants.